Terms of Service

1. Introduction

Welcome to Affinity FCU. By using our services, you agree to these Terms of Service. Please read them carefully. Our mission at Affinity FCU is to put our members first, always.

2. Membership Eligibility

Membership in Affinity FCU is open to individuals who meet our field of membership requirements. We are committed to providing financial services to a diverse community and fostering financial well-being for all our members.

3. Account Services

Affinity FCU offers a range of account services, including savings accounts, checking accounts, loans, and investment options. Each service may have specific terms and conditions that will be provided upon account opening or service initiation.

4. Online Banking and Affinity Login

Our online banking platform and Affinity login system provide secure access to your accounts. Members are responsible for maintaining the confidentiality of their login credentials and for all activities that occur under their account.

5. Privacy and Security

At Affinity FCU, we take your privacy and security seriously. We employ industry-standard security measures to protect your personal and financial information. For more details, please refer to our Privacy Policy.

6. Fees and Charges

While we strive to offer competitive rates and minimal fees, certain services may incur charges. A complete fee schedule is available upon request and on our website. We are committed to transparency in all our financial dealings.

7. Termination of Services

Affinity FCU reserves the right to terminate or suspend services to any member who violates these terms, engages in fraudulent activity, or for any other reason deemed necessary to protect the credit union and its members.

8. Changes to Terms

We may update these Terms of Service from time to time. Any significant changes will be communicated to members through our website, email, or postal mail. Continued use of our services after such changes constitutes acceptance of the new terms.

9. Contact Us

If you have any questions about these Terms of Service or any aspect of your Affinity FCU membership, please don't hesitate to contact us. Our member service team is always ready to assist you.